KREDIT RISKINI BAHOLASHNING XORIJIY MODELLARI VA ULARNI RAQAMLI IQTISODIYOT SHAROITIDA TAKOMILLASHTIRISH IMKONIYATLARI
Abstract
Qarz oluvchining defolt ehtimolini ilmiy asoslangan holda baholash tijorat banklarida kredit riskini boshqarishning markaziy vazifalaridan biri bo‘lib, u nafaqat kredit berish bosqichida, balki kredit muddati davomida ham uzluksiz monitoring shaklida amalga oshirilishi lozim. Jahon iqtisodiy adabiyotlarida ushbu yo‘nalishda bir qancha ekonometrik va statistik modellar ishlab chiqilgan bo‘lib, ularning har biri o‘ziga xos ustunlik va cheklovlarga ega
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